State Farm Discounts and Benefits

Originally posted on 03/23/2023 @ 11:49 PM

State Farm, as a leader in the insurance industry, offers various discounts and benefits to its customers.
By taking advantage of these discounts, you can significantly save on insurance premiums.
In this article, we will introduce the main discounts and benefits provided by State Farm.


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Good Student Discount

State Farm’s Good Student Discount is offered to students with excellent academic performance.
High school students, college students, and graduate students with an average grade of B or higher, or those ranked in the top 20% of their class, are eligible.
By applying this discount, your auto insurance premium can be reduced by up to 25%.

Multi-Policy Discount

At State Farm, you can receive a discount when you sign up for multiple insurance products (e.g., auto and home insurance) with the same company.
By using this multi-policy discount, you can save up to 20% on insurance premiums.

Accident-Free Discount


State Farm’s Accident-Free Discount reduces your auto insurance premium based on how long you have been accident-free.
If you have been driving without any accidents for three years, a discount may apply.

Protective Device Discount

State Farm offers a discount on homeowners insurance for homes equipped with security and disaster prevention devices.
Devices such as fire alarms, theft prevention systems, and sprinklers are eligible.

Drive Safe & Save Discount

State Farm’s Drive Safe & Save program is a system that discounts insurance premiums based on driving habits.
By tracking factors such as speed, acceleration, braking, and cell phone usage during driving, you can earn a discount if your safe driving habits are evaluated positively.
By participating in this program, you can reduce your insurance premium by up to 30% in some cases.

Low Mileage Discount

State Farm offers a discount on auto insurance for drivers with low annual mileage. If your annual mileage is below a certain threshold, a discount may apply.

Long-Term Customer Discount

State Farm may offer special discounts to customers who have maintained insurance contracts with the company for many years. By continuing to pay insurance premiums for an extended period, a discount may apply.

Military & Veterans Discount

State Farm may offer special discounts to active and retired military personnel. This discount is available for active and retired members of the U.S. military who meet specific criteria.

By utilizing these discounts and benefits, you can significantly save on State Farm’s insurance premiums. For details and eligibility requirements for discounts and benefits, please contact their website or agent. Make the most of various discounts and benefits to find the best insurance plan for you.

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